About 1120 Tobie St
Under contract-accepting backup offers. Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% FINANCING TO QUALIFIED BUYERS WHO PLAN TO LIVE IN THE HOME AS THEIR PRIMARY RESIDENCE*** and SELLER WILL GIVE $5,000 TOWARS BUYERS CLOSING COSTS. Seller's current PITI (principal, interest, taxes & insurance) monthly payment is $1312. Seller may consider assisting with closing costs. Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard—perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing (you don't have to be a Veteran in order to assume this loan) at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you'll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.
Features of 1120 Tobie St
| MLS® # | P4939171 |
|---|---|
| Price | $282,000 |
| Bedrooms | 4 |
| Bathrooms | 2.00 |
| Full Baths | 2 |
| Square Footage | 1,992 |
| Acres | 0.19 |
| Year Built | 2019 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Style | Contemporary |
| Status | Pending |
Community Information
| Address | 1120 Tobie St |
|---|---|
| Area | Lake Wales South |
| Subdivision | WHISPERING RIDGE HOMEOWNERS ASSOCIATION |
| City | LAKE WALES |
| County | Polk |
| State | FL |
| Zip Code | 33853-2762 |
Amenities
| Parking | Driveway, Garage Door Opener, Ground Level |
|---|---|
| # of Garages | 2 |
| Is Waterfront | No |
| Has Pool | No |
Interior
| Interior Features | Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments |
|---|---|
| Appliances | Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator |
| Heating | Central, Electric |
| Cooling | Central Air |
| Fireplace | No |
Exterior
| Exterior Features | Lighting, Private Yard, Sidewalk |
|---|---|
| Lot Description | Cleared, Corner Lot, City Lot, Landscaped, Level, Sidewalk |
| Roof | Shingle |
| Foundation | Slab |
School Information
| Elementary | Spook Hill Elem |
|---|---|
| Middle | McLaughlin Academy Of Excellence |
Additional Information
| Date Listed | July 4th, 2026 |
|---|---|
| Days on Market | 69 |
| Zoning | RES |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | POLK REAL ESTATE LLC |
|---|